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The Plaintiff Attorney's Insurance Discovery Playbook
23 places to find insurance coverage that defendants conceal — the same methodology our licensed investigators use on every case. Free. No sales call.
- Vehicle & auto: 7 sources, including stacking discovery
- Homeowners: 5 sources, including landlord & umbrella riders
- Commercial property: 6 sources, including parent-subsidiary mapping
- General Liability: 5 sources, including additional-insured discovery
- The GLBA / DPPA permissible-purpose checklist
- Chain-of-custody documentation template
- State-by-state DMV access table
✓ Used by 500+ plaintiff firms
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✓ FDACS A1800135
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✓ Updated 2026
What's inside
23 places defendants try to conceal insurance — and how to find them.
PART 1
Vehicle & Auto Discovery (7 sources)
- State DMV records (DPPA-compliant access)
- ISO ClaimSearch & carrier-direct verification
- Umbrella stacking discovery — finding policies above primary auto
- Commercial transport & rideshare coverage searches
- Hit-and-run plate-to-policy methodology
- NICB databases for crime/fraud-related coverage
- Cross-state vehicle registration tracing
PART 2
Homeowners Discovery (5 sources)
- Residential property insurance — active & lapsed
- Landlord and rental property policies
- Personal liability and umbrella riders
- Dog-bite, slip-and-fall, home-incident coverage
- Property tax records for ownership verification
PART 3
Commercial Property Discovery (6 sources)
- Commercial real estate coverage
- Corporate entity policies (parent + subsidiary)
- Business interruption + property damage riders
- Multi-location franchise mapping
- Secretary of State entity webs
- PACER for commercial litigation history
PART 4
General Liability Discovery (5 sources)
- Commercial General Liability (CGL) policies
- Additional-insured discovery
- Construction defect — multi-tier subcontractor coverage
- Premises liability — security, slip/fall, attack
- Corporate negligence — every active layer mapped