Plaintiff-attorney guides on insurance discovery.
Working guides written by a licensed investigator for the plaintiff bar. Coverage tactics, compliance discipline, and the practical workflows that turn coverage clarity into recovery.
How to Find a Defendant's Insurance Policy (Plaintiff Attorney's Guide)
In plaintiff litigation, the question that decides whether your damages workup actually translates into recovery is brutally simple: is there a policy behind the defendant? And if there is — is it t…
Strategic comparisonSubpoena vs Policy Search: When to Use Which (and Why Pre-Suit Discovery Costs Less)
Plaintiff attorneys have two main tools for discovering defendant insurance coverage: subpoena power (once litigation is filed) and professional policy search (pre-suit or post-suit). They serve diffe…
Compliance primerWhat Is GLBA Permissible Purpose? (Plain English for Plaintiff Attorneys)
Insurance policy discovery sits at the intersection of three federal statutes: the Gramm-Leach-Bliley Act (GLBA), the Driver's Privacy Protection Act (DPPA), and the Fair Credit Reporting Act (FCRA). …
Workflow guideHit-and-Run Insurance Discovery: A Step-by-Step Workflow
Hit-and-run is the hardest plaintiff fact pattern to monetize. The at-fault is unknown, the witnesses are scarce, and the time pressure is high. But the workflow for converting a hit-and-run into a re…
Trucking coverageMCS-90 Endorsement Explained: The Trucking Coverage Detail That Wins Cases
On commercial-trucking cases, the MCS-90 endorsement is the leverage point most plaintiff attorneys underuse. It is the federal endorsement that, in many cases, forces a motor carrier's primary insure…
UM/UIM strategyUM/UIM Stacking: How the Rules Vary State by State (and Why Plaintiff Attorneys Miss It)
Stacking uninsured-motorist coverage is the most overlooked recovery mechanism in plaintiff personal injury practice. A client with $50K of UM on their own policy who is also a resident relative on a …
Sequencing strategyDefendant Asset Search vs Policy Search: Which to Commission First
Plaintiff attorneys facing a defendant with possibly insufficient insurance coverage have two distinct investigative tools: insurance policy search (what coverage is available) and asset search (what …
Premises strategyPremises Liability Coverage Stack: Landlord, Tenant, Management, Umbrella
A slip-and-fall in a leased commercial property looks simple — sue the store, recover under the store's GL policy. The reality is layered: the property owner carries dwelling/commercial liability, t…
Wrongful deathWrongful Death Insurance Recovery: Maximizing the Family's Outcome
In wrongful death practice, coverage IS the recovery. Unlike injury cases where future earnings, pain-and-suffering, and medical specials build the damages model, the estate's recovery on a death case…
Decision frameworkWhen to Hire a PI vs Commission a Policy Search (Plaintiff Decision Framework)
Plaintiff attorneys often conflate two services that are related but distinct: full private-investigator engagement and focused insurance policy search. The first is open-ended (scene work, witness in…